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ME/CFS Australia Ltd
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Registered Charity 3104


Mailing address:

PO Box 322,
South Australia 5092

1300 128 339

Office Hours:
Monday - Friday,
10am - 4pm

ME/CFS Australia (SA) Inc supports the needs of sufferers of Myalgic Encephalomyelitis, Chronic Fatigue Syndrome and related illnesses. We do this by providing services and information to members.


ME/CFS Australia (SA) Inc aims to keep members informed of various research projects, diets, medications, therapies, news items, etc. All communication, both verbal and written, is merely to disseminate information and not to make recommendations or directives.

Unless otherwise stated, the views expressed on this Web site are not necessarily the official views of the Society or its Committee and are not simply an endorsement of products or services.


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Superannuation and Insurance
1: Introduction
2: Superannuation benefits
3: Superannuation disability claims
4: Statewide Superannuation Trust
5: Personal insurance benefits
6: Superannuation / insurance and Centrelink
7: Superannuation / insurance and returning to work
8: CFS / Disability Advice Service

Talking Point
September 2001
In this issue:

Response to Guidelines
Superannuation and Insurance
Volunteer Positions
Support Groups

Superannuation and Insurance

By John Berrill
(Maurice Blackburn Cashman, Solicitors (03) 9605 2742 and member of Chronic Illness Alliance Superannuation Planning Group)

Introduction: what this article is about

One of the biggest legal issues facing people living with CFS/ME is access to superannuation and insurance benefits. Whether claiming their preserved superannuation contributions, total and permanent disablement lump sums, or insurance income protection payments, people with CFS/ME often have problems with superannuation funds and insurance companies.

This pamphlet gives you general information about superannuation and insurance policies, superannuation contributions, how to make claims, particularly for disability benefits, the effect on Centrelink payments and what happens if you return to work.

The pamphlet also includes details of your rights of appeal and the CFS/Disability Advice Service.

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